A new year is just around the corner, and with a new year often comes fresh starts, new goals, and renewed motivation. New Year’s resolutions usually lead people to purchase gym memberships or pledge to spend more time with family and friends, but have you thought about making your finances a priority in 2018?
As you reevaluate and set new goals for your life, this is the ideal time to focus on your financial plan and get on track for 2018.
What Are the Benefits of a Financial Plan?
Why do we create strategies and plans for our lives? Because without a plan, it can be difficult to travel the right financial course and navigate the obstacles we encounter along the way. A plan gives us a roadmap, a guide to help us accomplish our goals regardless of what comes up on the journey. A financial plan not only incorporates immediate and long-term goals but also creates personalized strategies and provides you with a supportive team to guide you on the journey.
A Plan to Increase Wealth
Did you know that while approximately 96% of pre-retirees and 89% of retirees are concerned about their financial future, only 50% meet with a financial advisor to discuss their situation? Meeting with an advisor not only gives you confidence and peace of mind, it provides real results! The data presented in an HSBC study on the future of retirement shows us that those who created a financial plan amassed nearly 250% more retirement savings than those without a plan. Now are you convinced you need a plan?
A Plan For Peace of Mind
Furthermore, having an advisor on your financial support team means that you also have someone to take care of details that might go overlooked or seem overwhelming, such as tax strategies, risk management, or estate planning. You may think you don’t have enough money to benefit from having a financial advisor, but those who plan for their financial future are more prepared for their retirement, and this is true regardless of what you make.
Your Financial Plan
Do you know what a financial plan entails? It involves much more than just investing in an IRA or putting some money aside for your child’s education. When we sit down to analyze your individual needs, here are some questions we will discuss:
- Are you on track for retirement?
- Could you benefit from estate planning?
- Do you have adequate insurance coverage?
- Is there too much risk in your portfolio?
- Are you paying too much in fees?
- Have you considered succession planning for your business?
- Are there simple ways to reach your goals quicker?
The Convenient Choice
Our goal is to make it easy for you to conquer your financial goals. On that note, what if I told you that just thirty minutes could make a significant impact on your financial future? Even better, what if I told you that you can conveniently schedule a thirty-minute appointment with me? Since we are always on our phones and computers, we often prefer to organize our lives online. This is why I’m excited to announce a new way to get in touch with me.
How does it work? It’s simple. Choose a day and time on my online calendar that works best for you. No more waiting on the phone while a receptionist tries to find an appointment slot that works for both parties.
Then, we’ll take thirty minutes to get to know each other and I can show you how financial independence is closer than you think! Schedule a phone call now and take the first step to setting yourself up for pursuing the best financial future possible.
Chris Rueger, AAMS® is the President and Founder of Pilot Wealth Management, a fee-based only financial advisory and investment management firm. With nearly two decades of experience, he serves as a financial planner who brings financial advice and investment guidance to families serious about their financial future. With all his clients, he strives to instill in them peace of mind that their life savings are being handled appropriately so they can maintain their desired lifestyle. Based in Ann Arbor, Michigan, he works with clients locally and across the country. To learn more, connect with him on LinkedIn.